September 17, 2009 Volume 2 – Issue 36
A Word from our Pastor:
Cooperative Program Giving: The Best Stewardship of Our Money?
Beloved, God calls us to be good stewards. Part of that stewardship is the use of our money. Money is
a powerful tool in the arsenal of missions. With money, we can send missionaries to the field, support
orphans and widows, clothe the needy, and feed the poor. I know that your heart is to get the most out
of your money as you possibly can for the advancement of the Kingdom. I assure you, that is my
heart’s goal as well.
To that end, I have been researching exactly what would happen with our money if we gave through
the Cooperative Program. Now, this is separate from giving to Lottie Moon and to Annie Armstrong.
In the Lottie Moon offering, 100 percent of the funds go to the International Mission Board, the
sending agency of overseas missionaries. In the Annie Armstrong offering, the money goes to
“stateside” missions. The Cooperative Program is divided up amongst various agencies by percentage.
I want to give you the break down of that giving as best I can.
I am going to work with rounded numbers for ease. These figures will be close, if not exact. Let’s say
that we have agreed as a church to give 10% of our total receipts to the Cooperative Program. That
10% would be sent to the State Convention headquarters in Alabama. From there, the money will be
divided up amongst the various agencies of the Convention.
In 2008, the Alabama State Convention kept for itself 58.02% of the Cooperative Program money it
was sent. Again, for the sake of ease, let’s make that 60%. In 2008, the State Convention received
$44,983,974. Rounded up to $45,000,000, the State Convention kept approximately $27,000,000. The
remaining 40% is sent to the SBC headquarters in Nashville, and there the Executive Committee of the
SBC divides up the money as the Convention votes each year on budgetary items.
Of that 60% percent that stays in the State Convention, almost half goes to “State Convention Entity
Ministries,” and equal amount goes to “State Board of Missions Ministries,” and the small remaining
percentage goes to something called “ChRP.” (I have not been able to find the details on this, but I
think it may be shorthand for Church Revitalization Program.) For more details, one must contact Jim
The 40% of the giving that goes to Nashville, 50% goes to the International Mission Board, 23% goes
to the North American Mission Board, and around 22% goes to support the six Southern Baptist
Seminaries. So let’s break this down as simply as we can. If we designate that 10% of our giving goes
to the Cooperative Program, and you give $100, the first $90 stay in the church. $10 is sent to the State
and $6 of those $10 stay in the Alabama State Convention. $4 is then sent to Nashville. Two dollars
goes to Overseas Missions via the International Mission Board, around a $1 goes to NAMB, and
around $1 goes to fund the seminaries. So, of every $1 we give in this scenario, $.02 goes to overseas
I am writing this to give us some idea of how our cooperative program works, and to allow you to
think about where our money is going. In this short article, I have not even mentioned the local
association. I have not yet gotten a budget for that, but I will in the near future. I also wanted to show
that if we really want to contribute to overseas and local missions, we must be generous givers to the
Lottie Moon Offering, the Annie Armstrong offering, and we should choose individual ministries and
ministers to support. That may cut our Cooperative giving somewhat, but it would give us a more
“hands on” accounting for our investments in Kingdom ministry.
If you have any questions about this, I would love to discuss this in further detail. I am also indebted to
Pastor Tom Ascol for most of these numeric breakdowns. You can read his article athttp://www.founders.org/blog/2005/12/cooperative-program-allocation.html.
I love you, church, and the Lord loves you. I look forward to gathering together with you soon.
Striving to be found faithful,
Announcements:• Lord’s Supper – This Sunday morning we will be partaking in the Lord’s Supper. Take the time
this week to study 1 Corinthians 11:17-32 to prepare yourself for this meal.• Community Groups - New Community Groups start THIS Sunday, September 20. Sign up for the
next set of community groups on the back table in the church.• Marriage Retreat – Go ahead and mark your calendars! We are planning a marriage retreat that will
be held at Shocco Springs on Feb. 26-27. Check-in will be that Friday at 4:00, and we will finish
up on Saturday at around 3-4pm. We will have dinner, breakfast, and lunch prepared for us there.
Our folks will be doing most of the teaching, but we hope to include some others from the
community. Keep checking the announcements for further details!• Men and Boy’s Camping Night – There is a campout for the men of our church Friday night,
September 25. Please see Robert Sims if you are interested.• Ladies Bible Study - The study is Hoping for Something Better by Nancy Guthrie. Lisa Spence
will lead the morning group on Wednesdays at 8:45am. The night group will be led by Wanda
Parker at 6:30pm on Monday nights at her house. Book cost is $10.19. Make checks payable to
New Covenant.• Ladies True Woman Conference – March 25 – 27 in Chattanooga. Speaking will be Nancy LeighDeMoss, Mary Kassian, Dannah Gresh, and others. Worship leaders are Keith and Kristyn Getty.
Registration is open. The price is $129 plus hotel accommodations. Let Lisa Spence or Amy
Williams know if you are interested. Here’s a link: http://www.truewoman.com/?id=760
• Track Ministry – If you would like to help with the Track Ministry, please see Ron Champion.
• Please take the time to pray for our Deacon and Titus 2 nominees.
• Pray for Mark Coy as he will be going to Nicaragua at the beginning of October.
• Pray for Gloria Childress’ brother, James Pierce, who is in kidney failure.
• Pray for Penny Roney, Steve Hellums’ sister. She has a tumor on her pituitary gland.• Pray for Kim Hellums’ mother, who suffered some burns while canning. She is in a great deal of
pain.• Pray for Jeff and Suzanne Davis as Suzanne is pregnant and considered high risk and is having
some major health issues.• Pray for Denise Bledsoe’s mother, Shirley McLendon, who is in congestive heart failure. Please
pray for Denise as she is trying to help her mother as much as possible.• Pray for Ruth Thompson, Wanda Parker’s mother. Pray for her husband, Dalton, as he cares for
• Pray for those with cancer: Linda Duran.
Thanks for the prayers this past week. This weekend I'll be in Houston, TX with Dr. Voddie
Baucham. Pray that I will learn much about family ministry.
Also, any support for Nicaragua will help, we are still praying that we can purchase the land for the
Anyone interested in going to Nicaragua with M.U.D. Ministries in February, please contact me
need to get a form emailed to you for this trip.
Volunteers for this week:
1’s and 2’s – Randy Spence/Steve Hellums
3’s and 4’s – Amber Knight/Nathan SpenceFood - Amy Williams - Salty
Kathy Coy - Sweet
Birthdays: September 20-26:
Tuesday, September 22: Tori Champion
Last Sunday Stats – September 13, 2009:
Attendance: Worship Service - 70
Offering: General – $ 2,990.00
Missions – $ 100.00
New Covenant Baptist Church – www.DiscoverNewCovenant.com
104 W. Alabama Avenue, Suite A - Albertville, AL 35950
9:30am - Statement of Faith Class
10:30am - Worship Service
6:00pm – Community Groups
6:00pm – Children’s Activities
6:00pm – Student Activities
6:15pm – Adult Bible Study
Pastor – Brad Williams Family Pastor – Drew Dixon
Our mission and passion at New Covenant Baptist Church is to glorify God by becoming a community that
fosters the love of God with all of the heart, soul, mind and strength, and by learning to love one another as Christ
Jesus has loved us. The answer to every heart's need and the satisfaction of all our longing is found in Jesus Christ
our Lord, who is Himself the very image of Almighty God. We exist to adore Him, and to spread the knowledge
of His greatness to the ends of the earth.